Facts: What does Medical Student Loan Trust do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Payment history
  • Income
  • Credit history
  • Account balance
  • Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Medical Student Loan Trust. chooses to share; and whether you can limit this sharing.

Reasons we can share your
personal information
Does Medical Student Loan Trust share?
Can you
limit this sharing?
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes  – To offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes - Information about your transaction and experiences No We don’t share
For our affiliates’ everyday business purpose - Information about your credit worthiness No We don’t share
For nonaffiliates to market to you No We don’t share

Who we are

Who is providing this notice?

Medical Student Loan Trust

What we do

How does Medical Student Loan Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

How does Medical Student Loan Trust collect my personal information?

We collect your personal information, for example, when you

  • Make deposits or withdrawals from your account
  • Give us your income information
  • Pay your bills
  • Give us your employment history
  • Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Medical Student Loan Trust does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Medical Student Loan Trust does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Medical Student Loan Trust does not jointly market.